Terms of Service

Effective Date: March 28, 2026

Welcome to morenofinancialservices.com. By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.

Use of Website:

This website is provided for informational purposes only. Moreno Financial Services offers bookkeeping, tax preparation, insurance, and financial services. The content on this site is intended to provide general information and does not constitute professional financial, tax, legal, or insurance advice.

No Professional Advice:

The information provided on this website is not a substitute for professional advice. Always consult with a qualified professional before making financial, tax, or insurance decisions. Moreno Financial Services is not responsible for any actions taken based on the information provided on this website.

Accuracy of Information:

We strive to keep the information on our website accurate and up to date. However, we make no warranties or representations about the accuracy, completeness, or reliability of any content. Information is subject to change without notice.

Third-Party Links:

Our website may contain links to third-party websites or services, including but not limited to Cal.com, Calendly, Google, and insurance carrier websites. We are not responsible for the content, privacy practices, or terms of any third-party sites.

Intellectual Property:

All content on this website, including text, graphics, logos, and images, is the property of Moreno Financial Services or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Limitation of Liability:

To the fullest extent permitted by law, Moreno Financial Services shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on any information provided herein.

Dispute Resolution:

Any disputes arising from the use of this website shall be governed by the laws of the State of Texas. You agree to submit to the exclusive jurisdiction of the courts located in Lampasas County, Texas.

Indemnification:

You agree to indemnify, defend, and hold harmless Moreno Financial Services, its owner, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of this website, your violation of these Terms of Service, or your violation of any rights of a third party.

Changes to These Terms:

We reserve the right to update or modify these Terms of Service at any time without prior notice. Your continued use of the website after any changes constitutes acceptance of the revised terms.

Contact Us:

If you have any questions about these Terms of Service, please contact us at:

Moreno Financial Services

Kempner, Texas

Phone: 254-397-5700