Moreno Financial Services offers independent contractor opportunities in life insurance and financial services. This is not an offer of employment. Results vary based on individual effort, and no income is guaranteed. All contractors must obtain proper licensing before representing any products.
Who May Be a Good Fit?
• Self-motivated individuals looking to explore the financial services industry.
• People seeking flexible, independent contractor opportunities.
• Anyone interested in developing professional skills and helping others plan for their future.
Commission-Based Compensation: All earnings are 100% commission-based and depend entirely on your individual effort and results. No salary, hourly wage, or income of any kind is guaranteed.
Training & Licensing Support: We provide guidance toward obtaining your Texas life insurance license, along with business training and ongoing mentorship.
Make an Impact: Help families and individuals understand their options for life insurance and financial services.
Develop Professional Skills: Gain experience in client service, financial literacy, and business development.
Valid SSN or ITIN required
Must be able to pass a background check
Must complete all required pre-licensing training and obtain a Texas life insurance license before representing any products or services
No prior industry experience required — training and mentorship are provided at no cost to you
*This opportunity is for independent contractors only. This is not an offer of employment. All agents must obtain a Texas life insurance license and pass a background check before representing any products or services. Compensation is 100% commission-based and varies by individual effort and results; no salary, hourly wage, or income of any kind is guaranteed. Training and support are provided. Moreno Financial Services is licensed in Texas.

Becoming an independent contractor in the insurance field has given me the chance to develop new skills and work in an industry where I can help families prepare for the future. I appreciate the support and training from our team, which has helped me grow both professionally and personally. If you're interested in learning more about a path in financial services, I encourage you to reach out and see if this might be right for you. Individual results vary; this is not a guarantee of income or success.

Working in financial services as an independent contractor has been a rewarding experience. Through the training, support, and flexibility offered by our team, I've grown both personally and professionally. Every day, I have the opportunity to help families understand their options for protecting what matters most. If you're looking for a meaningful path with room to learn and grow, I encourage you to explore what we do and see if this opportunity might be the right fit for you. Individual results vary; this is not a guarantee of income or success.
Learn more about independent contractor opportunities in financial services with Moreno Financial Services. No obligation — just an informational overview to help you decide if this path may be right for you. This is not an offer of employment, and no income is guaranteed.
Moreno Financial Services
Kempner, Texas — Serving all of Central Texas | Mon–Fri: 9 AM – 5 PM
Phone: 254-397-5700
© 2026 Moreno Financial Services. All rights reserved. | Kempner, Texas | TDI License #3170671 | 254-397-5700 | jmoreno@morenofinancialservices.com
Licensed in the State of Texas. Life insurance products are subject to underwriting approval, and coverage is not guaranteed until a policy is issued. Moreno Financial Services is not a law firm or CPA firm — tax preparation and bookkeeping services are provided for informational purposes only and do not constitute legal or tax advice. Please consult a qualified professional for advice specific to your situation. Annuity and life insurance products are not deposits, are not insured by the FDIC or any federal government agency, are not guaranteed by any bank or savings association, and may lose value. Guarantees are based on the claims-paying ability of the issuing insurance company.
Veteran-Owned. Family-Operated.