With 15+ years in the financial industry, I hold an MBA in Business Analytics and a B.S. in Accounting. At Moreno Financial Services, we’re here to help individuals, families, and businesses navigate tax season with confidence.
At Moreno Financial Services, we make tax season simple, stress-free, and accurate. Whether you’re self-employed, running a business, or filing as an individual, our expert team will help you stay compliant while maximizing your refund and minimizing your tax liability.
We understand the unique financial situations of families, entrepreneurs, and service members — and we’re here to make sure no deduction is left behind.
We prepare all filings carefully and in accordance with IRS and Texas regulations. No guaranteed refunds or outcomes—just diligent preparation.

We find every legal opportunity to reduce what you owe this year and next. Clients regularly discover deductions they have been missing for years with other preparers.

BAH, combat pay, VA disability benefits, and TSP all have specific tax implications most preparers miss entirely. We understand military compensation inside and out.

No hourly billing that spirals. No surprise fees at the end. You know the full cost before we begin. Period.

If you are ever audited, we stand behind every return we prepare. No client ever faces the IRS alone on our watch.

Tax questions don't only happen in April. We are here all year to answer questions, plan ahead, and adjust your strategy as your financial situation changes.
Tax laws change. Mistakes are costly. Let our team help you file right the first time — and keep more of your hard-earned money.
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Moreno Financial Services
Kempner, Texas — Serving all of Central Texas | Mon–Fri: 9 AM – 5 PM
Phone: 254-397-5700
© 2026 Moreno Financial Services. All rights reserved. | Kempner, Texas | TDI License #3170671 | 254-397-5700 | jmoreno@morenofinancialservices.com
Licensed in the State of Texas. Life insurance products are subject to underwriting approval, and coverage is not guaranteed until a policy is issued. Moreno Financial Services is not a law firm or CPA firm — tax preparation and bookkeeping services are provided for informational purposes only and do not constitute legal or tax advice. Please consult a qualified professional for advice specific to your situation. Annuity and life insurance products are not deposits, are not insured by the FDIC or any federal government agency, are not guaranteed by any bank or savings association, and may lose value. Guarantees are based on the claims-paying ability of the issuing insurance company.
Veteran-Owned. Family-Operated.