Disclosures

Disclosures & Legal Information

Last updated: May 2026.

Please read these disclosures carefully. They apply to your use of this website and to the products and services offered by Moreno Financial Services. This information is provided for general educational purposes and does not constitute legal, tax, accounting, or financial advice.

General — No Professional Advice

The content on this website is provided for general informational and educational purposes only. It is not a substitute for individualized professional advice. Nothing on this site should be relied upon as legal, tax, or accounting advice. You should consult a qualified professional regarding your specific circumstances before making any financial decision.

Tax Preparation & Bookkeeping Services

Moreno Financial Services is not a CPA firm or a law firm. Tax preparation and bookkeeping services are provided for general informational and recordkeeping purposes and do not constitute legal, tax, or accounting advice. We do not guarantee any particular tax outcome, refund amount, or savings. Tax laws are complex and change frequently; you are responsible for the accuracy and completeness of the information you provide. Please consult a qualified tax professional, CPA, or attorney for advice specific to your situation.

No Guarantees

We make no representations, warranties, or guarantees regarding any financial result, return, tax savings, or outcome. Past results, where mentioned, do not guarantee future results. All financial decisions carry risk, and individual results will vary.

Testimonials & Reviews

Testimonials and reviews on this website reflect the real, individual experiences of specific clients. They may not represent the experience of all clients and are not a guarantee or prediction of future results or outcomes. Individual experiences vary based on each person’s unique circumstances. Testimonials are not intended to make any claim about typical results.

Third-Party Links & Scheduling Tools

This website may contain links to third-party websites and scheduling tools (such as Cal.com and Calendly) operated by parties other than Moreno Financial Services. We do not control and are not responsible for the content, privacy practices, or availability of any third-party site or service. Links are provided for convenience and do not constitute an endorsement.

Geographic Availability

Moreno Financial Services offers tax preparation and bookkeeping services to clients in Texas and as otherwise permitted by applicable law.

Accuracy & Right to Change

While we strive to keep the information on this website accurate and current, we make no warranty as to its completeness or accuracy and assume no liability for any errors or omissions. We reserve the right to modify, update, or remove content and these disclosures at any time without prior notice.

Questions

If you have questions about these disclosures, please contact us:

Moreno Financial Services
Kempner, Texas
254-397-5700
mr.joelmoreno1984@gmail.com