About Moreno Financial Services: Veteran-Owned Tax Prep & Bookkeeping in Kempner, TX

Joel served. Jessica earned the credentials. Together they built a business that puts education before sales, every time.

Joel Moreno, founder

Joel Moreno

U.S. Army Combat Veteran · Founder

Three combat tours taught Joel that you cannot predict catastrophe, but you can prepare. After the Army, he built Moreno Financial Services so local families get disciplined, honest help with taxes and books. He listens first. If he wouldn't recommend it to his own family, he won't recommend it to yours.

Call or text us: (254) 312-0404

Jessica Moreno, CEO

Jessica Moreno

CEO · M.S. Accountancy · MBA Business Analytics

Jessica brings an M.S. in Accountancy, an MBA in Business Analytics, and years of real-world financial work. She makes complicated returns and messy books simple, clear, and affordable. As a mother and entrepreneur, she treats clients the way she'd want her own family treated.

How We Work

We are a family business, not a seasonal warehouse. You get real people who answer year-round, clear fees before work begins, and process over pressure.

  • Listen first: free 15-minute intro call, no pitch deck theater.
  • Quote before work: transparent scope and price.
  • Accuracy over speed: backed by our Accuracy Guarantee on returns we prepare.
  • Local + remote-friendly: Kempner base, clients across Central Texas and by phone/video.

Who We Serve

Families and couples, veterans and military households around Fort Hood, small-business owners, W-2 employees who want careful prep, and anyone tired of software-only filing or chain-office turnover.

Better Business Bureau

We maintain a public listing with the Better Business Bureau (BBB) so clients can verify our business independently. View our profile and customer reviews on BBB.org.

Talk to Joel & JessicaView BBB ProfileRead Client Reviews

Listed with the Better Business Bureau

Moreno Financial Services maintains a public profile with the Better Business Bureau (BBB) for tax return preparation in Kempner, Texas. Check our listing, business details, and customer reviews on BBB.org.

View our BBB profileBBB customer reviews

Ready to Meet the Team on a Free Call?

Your first call is free, about 15 minutes, and zero pressure. We listen first, then tell you honestly whether we can help.

Book My Free CallCall Us: (254) 312-0404

Or call or text us at (254) 312-0404 · Kempner · Killeen · Copperas Cove · Harker Heights · Fort Hood · Central Texas