Why Central Texas Families Trust the Morenos With Their Money
Joel served. Jessica earned the credentials. Together they built a firm that puts education before sales, every time.
Joel Moreno
U.S. Army Combat Veteran · Founder
Three combat tours taught Joel that you cannot predict catastrophe, but you can prepare. After the Army, he built Moreno Financial Services so local families get disciplined, honest help with taxes and books. He listens first. If he wouldn't recommend it to his own family, he won't recommend it to yours.
Call or text Joel: 254-397-5700
Jessica Moreno
CEO · M.S. Accountancy · MBA Business Analytics
Jessica brings an M.S. in Accountancy, an MBA in Business Analytics, and years of real-world financial work. She makes complicated returns and messy books simple, clear, and affordable. As a mother and entrepreneur, she treats clients the way she'd want her own family treated.
How We Work
We are a family firm, not a seasonal warehouse. You get real people who answer after April 15th, clear fees before work begins, and process over pressure.
- Listen first: free 15-minute strategy call, no pitch deck theater.
- Quote before work: transparent scope and price.
- Accuracy over speed: backed by our Accuracy Guarantee on returns we prepare.
- Local + remote-friendly: Kempner base, clients across Central Texas and by phone/video.
Who We Serve
Families and couples, veterans and military households around Fort Cavazos, small-business owners, W-2 employees who want careful prep, and anyone tired of software-only filing or chain-office turnover.
Better Business Bureau
We maintain a public listing with the Better Business Bureau (BBB) so clients can verify our business independently. View our profile and customer reviews on BBB.org.
Listed with the Better Business Bureau
Moreno Financial Services maintains a public profile with the Better Business Bureau (BBB) for tax return preparation in Kempner, Texas. Check our listing, business details, and customer reviews on BBB.org.
Ready to Meet the Team on a Free Call?
Your first call is free, about 15 minutes, and zero pressure. We listen first, then tell you honestly whether we can help.
Or text Joel at 254-397-5700 · Kempner · Killeen · Copperas Cove · Harker Heights · Fort Cavazos · Central Texas